Small businesses hit hard by the coronavirus crisis can get swift relief from Small Business Administration programs created by the newly enacted Coronavirus Aid, Relief, and Economic Security Act. These programs can help small businesses cover payroll, rent, debt and other expenses in the economic fallout from COVID-19. The CARESContinue Reading

Historically low tax rates make 2020 an ideal time to convert traditional individual retirement accounts into Roth IRAs. Now the coronavirus-induced market crash has increased the benefits of converting your traditional IRA to a Roth.RELATED CONTENTHere is why now may be the ideal time to initiate a Roth IRA conversion:Continue Reading

Earnest is an online lender offering private student loans to current college and graduate students and student loan refinancing to graduates. The company was founded in 2013. Borrowers can choose their own loan terms to fund up to the full cost of their education.Best Features There are no origination, applicationContinue Reading

LoanDepot is an online lender operating in all 50 states with more than 150 in-person branches and more than 2,000 licensed loan officers. The company was founded in 2010 and is headquartered in Southern California.LoanDepot offers conventional, Federal Housing Administration, U.S. Department of Veterans Affairs and jumbo loans, as wellContinue Reading

Are you considering settling down in the Volunteer State? If so, you’ve got company. Tennessee has roughly 3 million housing units and a homeownership rate of 66.2%, according to the U.S. Census Bureau’s 2018 American Community Survey. The median housing value for Tennessee is $177,500, compared with a $229,700 nationalContinue Reading

Ariana Grande may have sang “Happiness is the same price as red bottoms,” at the Grammy awards, but if you heed the pop singer’s advice and purchase a pair of $700 shoes with the goal of finding happiness, you may have a shopping addiction.Compulsive buying disorder goes by a coupleContinue Reading

During economic downturns, some companies offer early retirement packages to reduce their number of paid employees. If your employer asks you to consider stepping away now, the decision is not one to make lightly. “Although you might be tempted to accept such a package, at the same time, you mightContinue Reading