Bank of America U.S. Pride BankAmericard Cash Rewards Credit Card Review

Bank of America U.S. Pride Credit Card BenefitsThe Bank of America U.S. Pride Credit Card offers additional benefits including:Monthly FICO credit score access for free
Mobile banking
Digital wallet
Overdraft protection when you link your Bank of America checking account to your credit card
Maximizing RewardsGetting the most rewards with the Bank of America U.S. Pride Credit Card means using your card for purchases in your choice category and at grocery stores and wholesale clubs. The card earns 3% cash back in a category of your choice, including gas, online shopping, travel, dining, drug stores, and home improvement and furnishings, and it offers 2% cash back at grocery stores and wholesale clubs. The 3% and 2% cash back earnings are eligible on up to $2,500 in combined choice category, grocery store and wholesale club purchases each quarter (then 1%). All other purchases earn 1% cash back. When you spend $1,000 in purchases in the first 90 days of your account opening, you will earn a $200 cash rewards bonus.Comparison to Other CardsAnnual fee: Neither card charges an annual fee.Rewards: Bank of America U.S. Pride Credit Card holders earn 3% cash back in a category of your choice, including gas, online shopping, travel, dining, drug stores, and home improvement and furnishings, and it offers 2% cash back at grocery stores and wholesale clubs. The 3% and 2% cash back earnings are eligible on up to $2,500 in combined choice category, grocery store and wholesale club purchases each quarter (then 1%). All other purchases earn 1% cash back. The Chase Freedom offers cardholders 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate, and 1% cash back on all other purchases.Sign-up bonus: With the Bank of America U.S. Pride Credit Card, you can earn a $200 cash rewards bonus if you make $1,000 in purchases in the first 90 days of your account opening. The Chase Freedom offers a $150 bonus when you make a minimum of $500 on purchases in your first three months from account opening.Benefits: The Bank of America U.S. Pride Credit Card offers benefits including monthly FICO credit score access for free, mobile banking, digital wallet and overdraft protection when you link your Bank of America checking account to your card. Chase Freedom cardholders receive benefits including zero liability protection, purchase protection and extended warranty protection.Annual fee: Neither card charges an annual fee.Rewards: The Bank of America U.S. Pride Credit Card offers 3% cash back in a category of your choice, including gas, online shopping, travel, dining, drug stores, and home improvement and furnishings, and it offers 2% cash back at grocery stores and wholesale clubs. The 3% and 2% cash back earnings are eligible on up to $2,500 in combined choice category, grocery store and wholesale club purchases each quarter (then 1%). All other purchases earn 1% cash back. The Discover it chrome card offers cardholders 2% cash back on gas and purchases at restaurants on up to $1,000 in combined purchases per quarter, and unlimited 1% cash back on all other purchases. Sign-up bonus: New Bank of America U.S. Pride Credit Card holders receive a $200 cash rewards bonus for making $1,000 in purchases in the first 90 days of your account opening. The Discover it chrome does not offer a sign-up bonus, but Discover will double your total cash back rewards at the end of your first year.Benefits: With the Bank of America U.S. Pride Credit Card, you receive benefits including monthly FICO credit score access for free, mobile banking, digital wallet and overdraft protection when you link your Bank of America checking account to your card. Discover it chrome cardholders receive extra benefits including online account access, fraud protection, monthly FICO credit score access for free and no foreign transaction fees.

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